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Resources, Insurance

Area(s) Served Description and URL
Entire US Families USA
Since 1982, Families USA has worked to promote high-quality, affordable health care for all Americans.
http://www.familiesusa.org/
Entire US AHIP's Guide to Long Term Insurance (posted 3/23/06)
America's Health Insurance Plans (AHIP) is a national association representing nearly 1,300 members providing health benefits to more than 200 million Americans. It's mission is to effectively advocate for a workable legislative and regulatory environment at the federal and state levels.
http://www.pueblo.gsa.gov/cic_text/health/ltc/guide.htm
Entire US The National Association of State Comprehensive Health Insurance Plans (NASCHIP)
Information and contacts for state run "high risk" insurance pools. Please note that so far only 33 states have these pools available for individuals who cannot access health insurance through private insurers.
http://www.naschip.org/
Entire US Long Term Care Toolkit
Caregiver magazine has compiled this checklist of things to know before purchasing long term care insurance.
http://www.caregiver.com/channels/ltc/articles/LTC_toolkit.htm
Entire US Medicare Rights Center
Advocacy site, but provides helpful information about different aspects of Medicare coverage, including explanations of plan benefits and updates on policy changes.
http://www.medicarerights.org
Entire US Insure Kids Now
Check eligibility for free or reduced cost health insurance for your child(ren).
http://www.insurekidsnow.gov/
Entire US Your Guide to the Appeals Process (document)
http://www.patientadvocate.org/pdf/pubs/appeal_guide.pdf
Entire US The Managed Care Answer Guide (document)
http://www.patientadvocate.org/pdf/pubs/mc_answer-guide.pdf
Entire US A Greater Understanding
Interpreting Your Explanation of Benefits (document).
http://www.patientadvocate.org/pdf/pubs/GU-EOB.pdf
Entire US The Georgetown University Health Policy Institute has written A CONSUMER GUIDE FOR GETTING AND KEEPING HEALTH INSURANCE for each state and the District of Columbia – 51 in all. These Consumer Guides are updated periodically as changes in federal and state policy warrant. (The Guides summarize your protections, and may not answer all of your questions.)
http://www.healthinsuranceinfo.net/
Entire US National Cancer Institute
List of states that require health plans cover patient costs in clinical trials, and details about legislation.
http://www.cancer.gov/clinicaltrials/developments/laws-about-clinical-trial-costs
Entire US State Insurance Departments
Link to state agencies that oversee insurance regulation in each state.
http://www.naic.org/state_contacts/sid_websites.htm
Entire US Advocating for Chronic Conditions, Entitlements and Social Services (A.C.C.E.S.S.)
Experts in insurance issues such as continuation of coverage and high risk pools. Downloadable brochure available.
www.accredotx.com/access/access.html
MD Maryland Health Insurance Plan (MHIP)
MHIP is a state high-risk pool established to provide health insurance to Maryland residents who cannot obtain individual health insurance coverage.
www.marylandhealthinsuranceplan.state.md.us/
VT Vermont Health Access Plan (VHAP)
VHAP (Vermont Health Access Plan) is an insurance program for adults and covers a wide range of services including hospital care and doctor visits.
http://www.path.state.vt.us/Programs_Pages/Healthcare/vhap.htm

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